Which is Better: SSC CGL or Bank PO?

The two most sought-after professions in India are SSC CGL and Bank PO, for which more than 40 lakh candidates study and attempt the exams each year. Each year, several job vacancies are known to be announced for both exams. Both professions offer a good salary, a great reputation, and opportunities for advancement, so candidates often are unable to choose between them.

SSC CGL and Bank PO positions have competitive starting salaries, and the applicants try to get through either of them. Both positions are well-known and provide stable jobs in India. While SSC CGL provides posting in the Central Government Ministry or department, bank PO are transferred to the rural heartland of India, initially. But for many SSC and bank applicants, the issue of which is better, SSC CGL or Bank PO, creates confusion.

In order to assist applicants in making an informed decision when selecting their career path, we have outlined all the significant distinctions between the SSC CGL and Bank PO exams, as well as occupations, in this article.

SSC CGL vs Bank PO:

S.No. Parameter SSC CGL Bank PO
1. Post ●       The exam is conducted to recruit candidates for various Group B and C posts under the Government of India. ●       The exam is conducted to recruit candidates as Probationary Officer, which is a Grade A job.  
2. Comparison of Exams ●       The Combined Graduate Level (CGL) test is administered by the Staff Selection Commission (SSC) to select candidates for employment in a variety of positions in the ministries and departments of the Indian government.

●       The exam is conducted in four stages. The selection involves conducting written exams, and no interview is conducted.

●       Exams are held by the State Bank of India (SBI) and the Institute of Banking Personnel Selection (IBPS) to select qualified applicants for the position of Probationary Officer (PO).

●       The selection is made through three stages: prelims, mains and interview.

3. Difficulty Level ●       Overall difficulty level is moderate.

●       The most difficult subject on the syllabus is Quantitative Aptitude. English is a comparatively easier section. The General Awareness Section will have some tricky questions, while the Reasoning Section is on the easy to moderate level.

●       Overall difficulty level is easy to moderate.

●       The English Section is typically the easiest section to complete. The Reasoning section of the exam is easy to moderately difficult. Comparatively speaking, the Quantitative Aptitude Section is moderate to somewhat difficult.

4. Job Profile The following are the responsibilities of a candidate recruited after passing the SSC CGL exam:

●       General administration

●       Filing work

●       Carry out fieldwork

●       Carry out inspections, raids, etc.

A bank PO professional’s main responsibilities include the following:

●       Managing cash transactions

●       Providing customers with a service

●       Taking charge of customer accounts


5. Salary and Allowances ●       Depending on their position and pay level, an SSC CGL employee’s gross pay typically ranges from Rs 33,675 – 70,716 per month. SSC salary is subject to revision under the 7th pay commission.

●       Additional perks offered by SSC CGL include cash medical benefits, a pension plan, a housing rent allowance, a transportation allowance, long-term care insurance, and more.


●       A bank PO’s monthly salary falls between Rs. 38,000 and Rs. 42,000.

●       In addition to the basic pay, the salary additionally includes a dearness allowance, a CCA, and a special allowance. Leased housing, discounted home travel or leave fares, and family and self-medical insurance are some of the extra benefits.


6. Work Pressure ●       An SSC employee is given the opportunity to work on a variety of jobs, including administration, supervision and any other activities requested by the senior official.

●       An outstanding work-life balance is guaranteed by SSC positions.

●       In the SSC CGL role, there is no client interaction.

●       The role of a bank PO is more hectic than an SSC officer.

●       As a bank PO who works directly with individuals, there is a lot of job pressure.

●       Administrative activities, general banking duties and any other jobs assigned by management are included in the bank PO’s initial bag of work.

7. Transfers ●       A transfer takes place once every 4-5 years.

●       Transfers as per the requirement of different government departments.

●       A transfer is likely to take place once every 2-3 years.

●       Transfer happens on the basis of seniority or promotion.

8. Career Growth ●       Compared to the PO’s job, promotion occurs at a slower pace in SSC CGL jobs.

●       Promotions occur every four to five years.

●       An SSC CGL employment does not provide the chance to advance to top positions like Secretary to the Government of India.

●       Compared to SSC CGL jobs, promotion occurs more rapidly in Bank PO jobs.

●       Promotions occur in Bank PO every two to three years.

●       Bank PO offers the chance to advance to high positions like CEO and CMD.


These were some of the differences for those looking to compare the SSC CGL and Bank PO jobs. If a candidate wants to pursue a better pay scale, Bank PO offers a greater pay package than does SSC CGL, and if the candidate wants less work pressure, SSC CGL ensures a great work balance. Irrespective of the exam candidates choose to appear for, they must prepare diligently, as the competition is fierce in both of the exams. Going through the SSC CGL syllabus and Bank PO syllabus is the initial step in beginning exam preparation. Both of the exams offer certain advantages and disadvantages that must be considered before deciding to take the exams.

We hope that the above article provides the applicants with the necessary information so that they can choose wisely between the two job profiles. However, in the end, it must be remembered that everything depends on a candidate’s area of interest and motivation to pass a Bank PO or SSC exam. Aspirants must make their choice wisely and according to their area of interest and determination toward the exam.

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